Inventory
Order stock, buy supplies, or prepare for a busy season.
MERCHANT CASH ADVANCES
Find funding for
your business.
Tell us about your business and what you need funding for. We’ll review your application and reach out to talk through the options.
Start your applicationNo obligation to accept an offer
THE APPLICATION PROCESS
Here’s how it works.
Start online. Our team will follow up with you directly.
01Send your application
Tell us about your business and funding needs.
02Hear from our team
We’ll review your information and get in touch.
03Review any available offers
Ask questions and decide what works for you.
MERCHANT FUND RELAY
Questions before you apply? Email our team.
COMMON USES
What do you need funding for?
Every business has different needs. Here are a few reasons owners come to us.
Payroll & expenses
Cover operating expenses while you wait for revenue to come in.
Equipment & expansion
Replace equipment, improve your space, or take on a new project.
Cash flow
Manage the gap between when bills are due and when customers pay.
ABOUT US
Merchant Fund Relay
Merchant Fund Relay LLC is a business funding brokerage. We help business owners explore merchant cash advance options and understand the offers available to them.
As a brokerage, we connect applicants with third-party funding providers. Each provider sets its own approval requirements, timing, and terms. We may receive compensation from a provider if you accept an offer.
Tell us about your businessWhat is a merchant cash advance?+
A merchant cash advance is commonly structured as a purchase of a portion of a business’s future receivables. Payments may be daily or weekly, depending on the agreement. Review the amount you receive, total payback, payment schedule, fees, and any reconciliation provisions before accepting an offer.
What do I need to apply?+
Business contact details, ownership information, and the amount of funding you’re requesting. Revenue figures and the intended use of funds are optional. Each owner listed on the application must review and sign.
Does applying commit me to funding?+
No. This application is a request to be contacted about potential funding. It is not an approval or a funding agreement, and you are under no obligation to accept an offer.
Will this application authorize a credit check?+
This initial application does not authorize a credit pull. If a provider requires a credit check, any required authorization will be requested separately before that check.
What happens after I submit?+
Your signed application is sent to our team first. You can then upload your three most recent monthly business bank statements, or skip that step and let us follow up. We’ll contact you at the email address or phone number you provide. Submitting an application does not guarantee an offer or funding.
How much does funding cost?+
Costs vary by provider and business. A factor rate is not the same as an annual percentage rate. Ask for the total cost, payment frequency, expected duration, broker compensation, and all fees in writing. Consider the impact on your cash flow before signing an agreement.
APPLY ONLINE